Industrial
Lafayette, IN · Charter 24026 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 9 branches
Q2 2026
$356.1MAssets
$249.6MLoans
$319.9MShares
$32.8MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 97% of credit unions under $1B in assets (rank 45 of 1681).
- Widest gap: equity / assets trails 88% of credit unions under $1B in assets (rank 1480 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.40%
Rank 291 of 1,683
Net Interest Margin
4.65%
Rank 267 of 1,683
Efficiency Ratio
73.55%
Rank 620 of 1,682
Equity / Assets
9.22%
Rank 1,480 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.40% | 0.35% | 0.74% | 1.18% | Beats 83% | 291 / 1,683 | |
| Return on Equity | 15.15% | 2.67% | 5.89% | 8.74% | Beats 97% | 45 / 1,681 | |
| Net Interest Margin | 4.65% | 3.31% | 3.82% | 4.32% | Beats 84% | 267 / 1,683 | |
| Efficiency Ratio | 73.55% | 68.91% | 78.20% | 86.93% | Beats 63% | 620 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.41% | 0.26% | 0.65% | 1.29% | Beats 66% | 580 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.22% | 10.44% | 12.89% | 16.53% | Beats 12% | 1,480 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.22% | 10.44% | 12.89% | 16.53% | Beats 12% | 1,480 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 78.00% | 52.61% | 69.38% | 83.50% | 66th pctl | 574 / 1,683 | |
| Loans / Assets | 70.08% | 44.71% | 59.18% | 70.72% | 74th pctl | 442 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |