Georgetown University Alumni and St
Washington, DC · Charter 23979 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$13.7MAssets
$6.9MLoans
$11.9MShares
$1.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 86% of credit unions under $1B in assets (rank 229 of 1683).
- Widest gap: efficiency ratio trails 87% of credit unions under $1B in assets (rank 1464 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.20%
Rank 1,385 of 1,683
Net Interest Margin
4.75%
Rank 229 of 1,683
Efficiency Ratio
93.07%
Rank 1,464 of 1,682
Equity / Assets
14.23%
Rank 636 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.20% | 0.35% | 0.74% | 1.18% | Beats 18% | 1,385 / 1,683 | | |
| Return on Equity | 1.44% | 2.67% | 5.89% | 8.74% | Beats 17% | 1,389 / 1,681 | | |
| Net Interest Margin | 4.75% | 3.31% | 3.82% | 4.32% | Beats 86% | 229 / 1,683 | | |
| Efficiency Ratio | 93.07% | 68.91% | 78.20% | 86.93% | Beats 13% | 1,464 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.61% | 0.26% | 0.65% | 1.29% | Beats 18% | 1,372 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.23% | 10.44% | 12.89% | 16.53% | Beats 62% | 636 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.23% | 10.44% | 12.89% | 16.53% | Beats 62% | 636 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 57.91% | 52.61% | 69.38% | 83.50% | 32nd pctl | 1,147 / 1,683 | | |
| Loans / Assets | 50.35% | 44.71% | 59.18% | 70.72% | 34th pctl | 1,110 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |