Washington, DC · Charter 23979
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
62
Asset Quality
18
Profitability
40
Liquidity
63
Efficiency
13
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Washington, DC · Charter 23979
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.82% | 0.39% | 2.49% | 1.89% | 1.07% | 0.87% | -0.19% | 0.21% | -168 bps | |
| Return on Equity | 5.58% | 3.21% | 17.20% | 12.33% | 6.80% | 5.85% | -1.38% | 1.45% | -1,088 bps | |
| Net Interest Margin | 4.64% | 4.48% | 4.28% | 4.72% | 4.86% | 4.68% | 4.58% | 4.75% | +4 bps | |
| Efficiency Ratio | 75.33% | 85.59% | 55.90% | 69.38% | 83.24% | 84.10% | 100.32% | 93.06% | +2,368 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -8.14% | -3.76% | -6.05% | -5.54% | -12.57% | -12.19% | 3.43% | 4.30% | +984 bps | |
| Loan Growth (YoY) | -8.55% | -6.84% | -6.76% | -9.36% | -7.65% | -6.89% | -2.15% | 0.91% | +1,027 bps | |
| Share Growth (YoY) | -10.15% | -4.23% | -8.08% | -8.95% | -15.66% | -16.09% | 1.80% | 3.50% | +1,245 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 3.21% | 2.43% | 2.31% | 2.07% | 1.74% | 2.12% | 2.02% | 1.61% | -46 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.72% | 12.27% | 14.47% | 15.32% | 15.67% | 14.86% | 13.64% | 14.22% | -109 bps | |
| Net Worth / Assets | 14.72% | 12.27% | 14.47% | 15.32% | 15.67% | 14.86% | 13.64% | 14.22% | -109 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 56.01% | 52.13% | 58.04% | 59.40% | 61.33% | 57.85% | 55.79% | 57.91% | -149 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Washington, DC · Charter 23979 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
0.20%
Rank 1,385 of 1,683
Net Interest Margin
4.75%
Rank 229 of 1,683
Efficiency Ratio
93.07%
Rank 1,464 of 1,682
Equity / Assets
14.23%
Rank 636 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.20% | 0.35% | 0.74% | 1.18% | Beats 18% | 1,385 / 1,683 | ||
| Return on Equity | 1.44% | 2.67% | 5.89% | 8.74% | Beats 17% | 1,389 / 1,681 | ||
| Net Interest Margin | 4.75% | 3.31% | 3.82% | 4.32% | Beats 86% | 229 / 1,683 | ||
| Efficiency Ratio | 93.07% | 68.91% | 78.20% | 86.93% | Beats 13% | 1,464 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.61% | 0.26% | 0.65% | 1.29% | Beats 18% | 1,372 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 14.23% | 10.44% | 12.89% | 16.53% | Beats 62% | 636 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 14.23% | 10.44% | 12.89% | 16.53% | Beats 62% | 636 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 57.91% | 52.61% | 69.38% | 83.50% | 32nd pctl | 1,147 / 1,683 | ||
| Loans / Assets | 50.35% | 44.71% | 59.18% | 70.72% | 34th pctl | 1,110 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||