Yogaville
Buckingham, VA · Charter 23974 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$3.9MAssets
$2.2MLoans
$2.6MShares
$1.3MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 98% of credit unions under $1B in assets (rank 40 of 1683).
- Widest gap: return on equity trails 81% of credit unions under $1B in assets (rank 1368 of 1681).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.56%
Rank 1,059 of 1,683
Net Interest Margin
3.82%
Rank 843 of 1,683
Efficiency Ratio
80.26%
Rank 949 of 1,682
Equity / Assets
32.34%
Rank 40 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.56% | 0.35% | 0.74% | 1.18% | Beats 37% | 1,059 / 1,683 | | |
| Return on Equity | 1.73% | 2.67% | 5.89% | 8.74% | Beats 19% | 1,368 / 1,681 | | |
| Net Interest Margin | 3.82% | 3.31% | 3.82% | 4.32% | Beats 50% | 843 / 1,683 | | |
| Efficiency Ratio | 80.26% | 68.91% | 78.20% | 86.93% | Beats 44% | 949 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.54% | 0.26% | 0.65% | 1.29% | Beats 20% | 1,340 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 32.34% | 10.44% | 12.89% | 16.53% | Beats 98% | 40 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 32.34% | 10.44% | 12.89% | 16.53% | Beats 98% | 40 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 83.71% | 52.61% | 69.38% | 83.50% | 75th pctl | 414 / 1,683 | | |
| Loans / Assets | 56.17% | 44.71% | 59.18% | 70.72% | 43rd pctl | 951 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |