American Airlines
Fort Worth, TX · Charter 23957 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 47 branches
Q2 2026
$9.5BAssets
$5.5BLoans
$8.3BShares
$1.1BNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 90% of credit unions $1B-$10B in assets (rank 46 of 435).
- Widest gap: net interest margin trails 96% of credit unions $1B-$10B in assets (rank 417 of 435).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
0.91%
Rank 176 of 435
Net Interest Margin
2.29%
Rank 417 of 435
Efficiency Ratio
58.96%
Rank 46 of 435
Equity / Assets
11.68%
Rank 161 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.91% | 0.55% | 0.81% | 1.14% | Beats 60% | 176 / 435 | |
| Return on Equity | 7.76% | 5.12% | 7.41% | 9.70% | Beats 53% | 203 / 435 | |
| Net Interest Margin | 2.29% | 3.01% | 3.39% | 3.75% | Beats 4% | 417 / 435 | |
| Efficiency Ratio | 58.96% | 65.25% | 71.39% | 77.86% | Beats 90% | 46 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.60% | 0.45% | 0.69% | 1.05% | Beats 59% | 181 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.68% | 9.81% | 10.84% | 12.63% | Beats 63% | 161 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.68% | 9.81% | 10.84% | 12.63% | Beats 63% | 161 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 66.54% | 78.33% | 88.38% | 95.61% | 11th pctl | 386 / 435 | |
| Loans / Assets | 58.17% | 67.69% | 74.58% | 80.80% | 12th pctl | 384 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |