Bridgeport, CT · Charter 23896
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.88% | 0.27% | 0.14% | -0.12% | -0.15% | -103 bps | |
| Return on Equity | 6.53% | 1.90% | 0.88% | -0.79% | -1.04% | -756 bps | |
| Net Interest Margin | 1.20% | 0.95% | 1.11% | 1.59% | 1.11% | -9 bps | |
| Efficiency Ratio | 78.89% | 91.65% | 95.53% | 106.62% | 108.28% | +2,939 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 8.42% | -0.44% | -21.17% | -18.20% | -12.18% | -2,061 bps | |
| Loan Growth (YoY) | -3.44% | 11.29% | 40.47% | 37.09% | 6.82% | +1,025 bps | |
| Share Growth (YoY) | 9.87% | -0.15% | -24.20% | -21.11% | -13.62% | -2,349 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 71.60% | 72.23% | 71.07% | 92.46% | 67.04% | -457 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.42% | 14.12% | 15.48% | 15.86% | 14.84% | +142 bps | |
| Net Worth / Assets | 13.42% | 14.12% | 15.48% | 15.86% | 14.84% | +142 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 4.60% | 4.93% | 5.61% | 4.44% | 5.69% | +109 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |