Bridgeport, CT · Charter 23896
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
67
Asset Quality
100
Profitability
8
Liquidity
0
Efficiency
96
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Bridgeport, CT · Charter 23896
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.88% | 0.27% | 0.14% | -0.12% | -0.15% | -103 bps | |
| Return on Equity | 6.53% | 1.90% | 0.88% | -0.79% | -1.04% | -756 bps | |
| Net Interest Margin | 1.20% | 0.95% | 1.11% | 1.59% | 1.11% | -9 bps | |
| Efficiency Ratio | 78.89% | 91.65% | 95.53% | 106.62% | 108.28% | +2,939 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 8.42% | -0.44% | -21.17% | -18.20% | -12.18% | -2,061 bps | |
| Loan Growth (YoY) | -3.44% | 11.29% | 40.47% | 37.09% | 6.82% | +1,025 bps | |
| Share Growth (YoY) | 9.87% | -0.15% | -24.20% | -21.11% | -13.62% | -2,349 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 71.60% | 72.23% | 71.07% | 92.46% | 67.04% | -457 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.42% | 14.12% | 15.48% | 15.86% | 14.84% | +142 bps | |
| Net Worth / Assets | 13.42% | 14.12% | 15.48% | 15.86% | 14.84% | +142 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 4.60% | 4.93% | 5.61% | 4.44% | 5.69% | +109 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Bridgeport, CT · Charter 23896 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
0.00%
Rank 1,478 of 1,683
Net Interest Margin
1.43%
Rank 1,675 of 1,683
Efficiency Ratio
50.00%
Rank 62 of 1,682
Equity / Assets
15.00%
Rank 554 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.00% | 0.35% | 0.74% | 1.18% | Beats 12% | 1,478 / 1,683 | |
| Return on Equity | 0.00% | 2.67% | 5.89% | 8.74% | Beats 12% | 1,478 / 1,681 | |
| Net Interest Margin | 1.43% | 3.31% | 3.82% | 4.32% | Beats 0% | 1,675 / 1,683 | |
| Efficiency Ratio | 50.00% | 68.91% | 78.20% | 86.93% | Beats 96% | 62 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 15.00% | 10.44% | 12.89% | 16.53% | Beats 67% | 554 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 15.00% | 10.44% | 12.89% | 16.53% | Beats 67% | 554 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 5.88% | 52.61% | 69.38% | 83.50% | 0th pctl | 1,680 / 1,683 | |
| Loans / Assets | 5.00% | 44.71% | 59.18% | 70.72% | 0th pctl | 1,679 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||