Brooklyn, NY · Charter 23888
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.26% | -1.30% | -1.91% | 0.78% | -0.78% | -52 bps | |
| Return on Equity | -1.54% | -8.36% | -13.63% | 5.74% | -6.01% | -447 bps | |
| Net Interest Margin | 1.42% | 1.34% | 1.19% | 0.78% | 0.70% | -72 bps | |
| Efficiency Ratio | 118.04% | 196.44% | 259% | 0.00% | 212% | +9,383 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.72% | 0.05% | 10.93% | 12.92% | 11.32% | +1,205 bps | |
| Loan Growth (YoY) | -44.30% | -50.18% | -57.44% | -42.50% | -64.05% | -1,974 bps | |
| Share Growth (YoY) | 0.80% | 2.45% | 15.83% | 18.38% | 16.40% | +1,560 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 9.26% | 12.02% | 18.21% | 16.51% | 25.77% | +1,651 bps | |
| Capital | |||||||
| Risk-Based Capital | 16.76% | 15.55% | 13.99% | 13.62% | 12.96% | -380 bps | |
| Net Worth / Assets | 16.76% | 15.55% | 13.99% | 13.62% | 12.96% | -380 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 14.59% | 10.84% | 6.76% | 7.12% | 4.51% | -1,009 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |