PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Diversified Products

Opelika, AL · Charter 23813

Q4 1994

$541KAssets
$350KLoans
$358KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 7.16%.
  • Asset quality: problem loans at 16.49% of loans.
  • Funding: loans stand at 97.79% of shares as of Q4 1994.

Financial Results

Return on Assets (YTD, annualized)

7.16%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994YoY ΔTrend
Earnings
Return on Assets5.16%7.16%n/a
Return on Equityn/an/an/an/a
Net Interest Marginn/an/an/an/a
Efficiency Ration/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a
Loan Growth (YoY)n/an/an/an/a
Share Growth (YoY)n/an/an/an/a
Asset Quality
Delinquent Loans / Loans3.00%16.49%n/a
Net Charge-Offs / Loansn/an/an/an/a
Allowance / Loans14.66%18.40%n/a
Capital
Risk-Based Capitaln/an/an/an/a
Net Worth / Assetsn/an/an/an/a
Liquidity & Funding
Loans / Shares66.58%97.79%n/a
Liquid Assets / Assets45.37%39.80%n/a