PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

West Central School Employees

Harrisville,, WV · Charter 23751

Q4 1994

$131KAssets
$76KLoans
$122KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 4.72%.
  • Asset quality: problem loans at 0.00% of loans.
  • Funding: loans stand at 62.47% of shares as of Q4 1994.

Financial Results

Return on Assets (YTD, annualized)

4.72%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994YoY ΔTrend
Earnings
Return on Assets2.77%4.72%n/a
Return on Equityn/an/an/an/a
Net Interest Marginn/an/an/an/a
Efficiency Ration/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a
Loan Growth (YoY)n/an/an/an/a
Share Growth (YoY)n/an/an/an/a
Asset Quality
Delinquent Loans / Loans5.51%0.00%n/a
Net Charge-Offs / Loansn/an/an/an/a
Allowance / Loans13.67%9.91%n/a
Capital
Risk-Based Capitaln/an/an/an/a
Net Worth / Assetsn/an/an/an/a
Liquidity & Funding
Loans / Shares47.73%62.47%n/a
Liquid Assets / Assets42.35%33.33%n/a