Mission National Bank
San Francisco, CA · Cert 23749 · Peer group: banks under $1B in assets (n=570-617) · MNB Holdings Corp.
National charter · OCC · 1 branch
Q2 2026
$276.4MAssets
$234.9MLoans
$237.1MDeposits
$35.6MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets (rank 78 of 570).
- Widest gap: return on equity trails 92% of banks under $1B in assets (rank 569 of 617).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
-0.04%
Rank 569 of 617
Net Interest Margin
2.76%
Rank 527 of 617
Efficiency Ratio
93.92%
Rank 558 of 617
Equity / Assets
12.88%
Rank 183 of 617
Non-interest income vs. expense
Unfavorable gap of $6.5M · efficiency ratio beats 10% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.04% | 0.60% | 1.01% | 1.45% | Beats 8% | 569 / 617 | n/a | |
| Return on Equity | -0.33% | 5.30% | 9.43% | 13.30% | Beats 8% | 569 / 617 | n/a | |
| Net Interest Margin | 2.76% | 3.04% | 3.54% | 4.05% | Beats 15% | 527 / 617 | n/a | |
| Efficiency Ratio | 93.92% | 58.03% | 67.76% | 79.08% | Beats 10% | 558 / 617 | n/a | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.47% | 1.27% | Beats 100% | 78 / 570 | n/a | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 65% | 201 / 570 | n/a | |
| Capital |
| Tier 1 Capital Ratio | 13.94% | 11.18% | 13.83% | 18.55% | Beats 51% | 300 / 617 | n/a | |
| Total Risk-Based Capital Ratio | 13.94% | 11.56% | 14.39% | 19.39% | Beats 46% | 331 / 617 | n/a | |
| Equity / Assets | 12.88% | 9.03% | 10.55% | 13.63% | Beats 70% | 183 / 617 | n/a | |
| Liquidity & Funding |
| Loans / Deposits | 99.09% | 64.77% | 79.70% | 93.06% | 85th pctl | 87 / 582 | n/a | |
| Loans / Assets | 85.00% | 51.70% | 67.18% | 77.51% | 93rd pctl | 45 / 617 | n/a | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |