Mission National Bank
San Francisco, CA · Cert 23749 · Peer group: banks under $1B in assets (n=581-629) · MNB Holdings Corp.
National charter · OCC · 1 branch
Q2 2026
$276.4MAssets
$234.9MLoans
$237.1MDeposits
$35.6MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets (rank 81 of 581).
- Widest gap: return on equity trails 92% of banks under $1B in assets (rank 579 of 629).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
-0.04%
Rank 579 of 629
Net Interest Margin
2.76%
Rank 534 of 629
Efficiency Ratio
93.92%
Rank 569 of 629
Equity / Assets
12.88%
Rank 190 of 629
Non-interest income vs. expense
Unfavorable gap of $6.5M · efficiency ratio beats 10% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.04% | 0.60% | 1.01% | 1.45% | Beats 8% | 579 / 629 | n/a | |
| Return on Equity | -0.33% | 5.38% | 9.30% | 13.28% | Beats 8% | 579 / 629 | n/a | |
| Net Interest Margin | 2.76% | 3.03% | 3.54% | 4.05% | Beats 15% | 534 / 629 | n/a | |
| Efficiency Ratio | 93.92% | 58.35% | 67.79% | 79.08% | Beats 10% | 569 / 629 | n/a | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.46% | 1.20% | Beats 100% | 81 / 581 | n/a | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 66% | 202 / 581 | n/a | |
| Capital |
| Tier 1 Capital Ratio | 13.94% | 11.24% | 13.84% | 18.77% | Beats 51% | 308 / 629 | n/a | |
| Total Risk-Based Capital Ratio | 13.94% | 11.58% | 14.43% | 19.66% | Beats 46% | 340 / 629 | n/a | |
| Equity / Assets | 12.88% | 9.09% | 10.65% | 13.80% | Beats 70% | 190 / 629 | n/a | |
| Liquidity & Funding |
| Loans / Deposits | 99.09% | 67.24% | 80.90% | 93.48% | 84th pctl | 93 / 594 | n/a | |
| Loans / Assets | 85.00% | 53.31% | 67.71% | 78.15% | 92nd pctl | 49 / 629 | n/a | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |