Yonkers, NY · Charter 23740
Q4 1995
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 1994 | Q4 1994 | Q2 1995 | Q4 1995 | YoY Δ | Trend |
|---|---|---|---|---|---|---|
| Earnings | ||||||
| Return on Assets | 6.05% | 5.36% | 5.55% | 5.34% | n/a | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a |
| Asset Quality | ||||||
| Delinquent Loans / Loans | 7.53% | 6.73% | 3.14% | 4.15% | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 3.74% | 7.09% | 4.18% | 4.63% | n/a | |
| Capital | ||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||
| Loans / Shares | 52.47% | 49.84% | 56.26% | 53.52% | n/a | |
| Liquid Assets / Assets | 53.86% | 55.52% | 50.38% | 49.59% | n/a | |