Washington, DC · Charter 23643
NCUA · 1 branch
Q2 2018
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2017 | Q3 2017 | Q4 2017 | Q1 2018 | Q2 2018 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.05% | 0.13% | -0.47% | -0.16% | -0.08% | -13 bps | |
| Return on Equity | 0.49% | 1.20% | -4.43% | -1.54% | -0.85% | -134 bps | |
| Net Interest Margin | 3.05% | 3.21% | 3.33% | 3.18% | 3.03% | -2 bps | |
| Efficiency Ratio | 115.96% | 120.24% | 123.03% | 106.42% | 107.16% | -880 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.43% | -3.38% | -3.35% | -3.06% | -2.36% | -93 bps | |
| Loan Growth (YoY) | -13.96% | -16.01% | -18.50% | -11.29% | -11.63% | +233 bps | |
| Share Growth (YoY) | 1.21% | -1.73% | -3.22% | -3.00% | -2.07% | -329 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.75% | 0.90% | 2.46% | 0.74% | +74 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.56% | 2.01% | 2.41% | 1.98% | 1.98% | -58 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.14% | 10.64% | 10.51% | 10.55% | 9.88% | -26 bps | |
| Net Worth / Assets | 10.14% | 10.64% | 10.51% | 10.55% | 9.88% | -26 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 51.06% | 50.47% | 50.62% | 50.45% | 46.08% | -498 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |