Marrero, LA · Charter 23607
NCUA · 1 branch
Q1 2022
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q1 2021 | Q2 2021 | Q3 2021 | Q4 2021 | Q1 2022 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -1.03% | -1.88% | -1.37% | -3.30% | 0.29% | +132 bps | |
| Return on Equity | -18.17% | -38.72% | -30.98% | -152.81% | 13.69% | +3,185 bps | |
| Net Interest Margin | 2.64% | 2.49% | 2.31% | 2.26% | 1.85% | -78 bps | |
| Efficiency Ratio | 106.49% | 126.70% | 115.78% | 121.49% | 85.30% | -2,120 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 19.15% | 6.40% | 13.91% | 12.43% | 15.37% | -378 bps | |
| Loan Growth (YoY) | -18.28% | -11.46% | -4.01% | -2.12% | -6.29% | +1,200 bps | |
| Share Growth (YoY) | 20.51% | 8.45% | 15.56% | 16.71% | 18.47% | -205 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 8.62% | 6.61% | 5.99% | 7.76% | 7.10% | -153 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.87% | 0.98% | 1.37% | 6.77% | 7.35% | +648 bps | |
| Capital | |||||||
| Risk-Based Capital | 5.66% | 4.85% | 4.42% | 2.16% | 2.10% | -356 bps | |
| Net Worth / Assets | 5.66% | 4.85% | 4.42% | 2.16% | 2.10% | -356 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 41.11% | 40.01% | 39.04% | 37.30% | 32.52% | -859 bps | |
| Liquid Assets / Assets | 97.35% | 0.00% | 99.21% | 0.00% | 0.00% | -9,735 bps | |