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Huntington, WV · Charter 23545 · Peer group: credit unions under $1B in assets in the Huntington-Ashland, WV-KY-OH area (n=16)
NCUA · 3 branches
Q2 2026
$33.6MAssets
$15.5MLoans
$30.7MShares
$3.1MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 69% of credit unions under $1B in assets in the Huntington-Ashland, WV-KY-OH area (rank 5 of 16).
- Widest gap: equity / assets trails 87% of credit unions under $1B in assets in the Huntington-Ashland, WV-KY-OH area (rank 14 of 16).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.58%
Rank 10 of 16
Net Interest Margin
4.43%
Rank 5 of 16
Efficiency Ratio
74.32%
Rank 6 of 16
Equity / Assets
9.36%
Rank 14 of 16
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.58% | 0.26% | 0.64% | 1.04% | Beats 38% | 10 / 16 | | |
| Return on Equity | 6.23% | 2.11% | 6.23% | 8.05% | Beats 50% | 8 / 16 | | |
| Net Interest Margin | 4.43% | 3.27% | 3.61% | 4.55% | Beats 69% | 5 / 16 | | |
| Efficiency Ratio | 74.32% | 73.53% | 78.18% | 86.56% | Beats 69% | 6 / 16 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.08% | 0.76% | 1.98% | 4.44% | Beats 69% | 6 / 16 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.36% | 11.13% | 12.88% | 16.82% | Beats 13% | 14 / 16 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.36% | 11.13% | 12.88% | 16.82% | Beats 13% | 14 / 16 | | |
| Liquidity & Funding |
| Loans / Deposits | 50.42% | 50.42% | 58.02% | 68.47% | 25th pctl | 12 / 16 | | |
| Loans / Assets | 46.01% | 44.10% | 51.06% | 58.46% | 31st pctl | 11 / 16 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |