PackageTrendsPeer
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Tulane/Loyola

New Orleans, LA · Charter 23540

NCUA · 2 branches

Q2 2026

$15.3MAssets
$11.7MLoans
$14.1MShares
$1.0MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of -3.27%, down 141 bps year over year; NIM at 4.59%.
  • Asset quality: problem loans at 2.33% of loans (+100 bps YoY).
  • Capital: net worth / assets of 6.68%, down 191 bps from a year ago.
  • Funding: loans stand at 82.54% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

-3.27%-141 bps YoY

Net Interest Margin (YTD, annualized)

4.59%-2 bps YoY

Efficiency Ratio (YTD, annualized)

121.21%+3,382 bps YoY

Net Worth / Assets

6.68%-191 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets-1.87%-1.80%-1.54%-4.08%-3.27%-141 bps
Return on Equity-21.72%-21.35%-18.72%-55.16%-49.02%-2,729 bps
Net Interest Margin4.61%4.78%4.76%4.60%4.59%-2 bps
Efficiency Ratio87.38%90.50%95.38%106.37%121.21%+3,382 bps
Growth
Asset Growth (YoY)-5.92%-11.27%-4.88%-5.51%-3.91%+201 bps
Loan Growth (YoY)-12.58%-11.43%-9.20%-6.99%-5.96%+662 bps
Share Growth (YoY)-1.69%-4.00%-1.46%-5.10%-2.33%-65 bps
Asset Quality
Delinquent Loans / Loans1.33%0.89%1.09%0.65%2.33%+100 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital8.59%8.44%8.21%7.40%6.68%-191 bps
Net Worth / Assets8.59%8.44%8.21%7.40%6.68%-191 bps
Liquidity & Funding
Loans / Shares85.73%88.16%86.56%84.68%82.54%-319 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps