Madison, WI · Cert 23537 · Bankers Bcorp Inc.
State charter, Fed member · FED · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks $1B-$10B in assets (n=311 to 317). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
81
Asset Quality
34
Profitability
14
Liquidity
0
Efficiency
28
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Madison, WI · Cert 23537 · Bankers Bcorp Inc.
State charter, Fed member · FED · 1 branch
Q2 2026
Market Position · Madison, WI · 2026 SOD (annual) · 3.2% share · #11 of 41 inst. · $1.0B of $30.1B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.60% | 0.65% | 0.67% | 0.68% | 0.74% | 0.80% | 0.87% | 0.91% | +22 bps | |
| Return on Equity | 5.91% | 6.40% | 6.18% | 6.20% | 6.62% | 6.87% | 6.53% | 6.82% | +63 bps | |
| Net Interest Margin | 1.55% | 1.61% | 1.92% | 2.04% | 2.10% | 2.19% | 2.54% | 2.58% | +54 bps | |
| Efficiency Ratio | 75.95% | 74.36% | 70.50% | 68.61% | 65.46% | 63.23% | 66.58% | 65.99% | -262 bps | |
| Non-Interest Burden | 0.81% | 0.81% | 0.86% | 0.85% | 0.78% | 0.73% | 1.04% | 1.05% | +20 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.54% | 0.69% | -0.88% | -2.56% | -0.21% | -3.45% | -1.14% | 2.39% | +494 bps | |
| Loan Growth (YoY) | 7.32% | 2.93% | 3.46% | 1.86% | 4.03% | 1.68% | 2.43% | 0.30% | -155 bps | |
| Deposit Growth (YoY) | 10.52% | 4.53% | 11.96% | 18.16% | -4.55% | -12.79% | -7.65% | 6.69% | -1,147 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 1.08% | 1.07% | 1.64% | 1.49% | 1.68% | 1.40% | 1.44% | 0.55% | -94 bps | |
| Net Charge-Offs / Loans | 0.02% | 0.03% | 0.01% | 0.38% | 0.30% | 0.36% | 0.07% | 0.31% | -7 bps | |
| Allowance / Loans | 1.05% | 1.04% | 1.11% | 1.00% | 1.13% | 1.28% | 1.34% | 1.29% | +29 bps | |
| Allowance Coverage of NPLs | 1.0x | 1.0x | 0.7x | 0.7x | 0.7x | 0.9x | 0.9x | 2.4x | +1.7x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 11.66% | 11.75% | 12.06% | 12.63% | 12.69% | 14.03% | 14.72% | 14.70% | +207 bps | |
| Total Risk-Based Capital | 14.34% | 14.57% | 14.94% | 14.74% | 15.13% | 16.83% | 16.83% | 17.02% | +228 bps | |
| Equity / Assets | 10.71% | 10.63% | 11.00% | 11.47% | 11.66% | 13.28% | 13.23% | 13.28% | +181 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 112.99% | 117.63% | 112.01% | 125.22% | 123.15% | 137.15% | 124.24% | 117.73% | -749 bps | |
| Liquid Assets / Assets | 2.78% | 5.18% | 5.32% | 2.41% | 2.54% | 2.65% | 2.68% | 2.96% | +55 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 328% | 282% | 276% | n/a | n/a | |
Madison, WI · Cert 23537 · Peer group: banks $1B-$10B in assets (n=311-317) · Bankers Bcorp Inc.
State charter, Fed member · FED · 1 branch
Q2 2026
Return on Assets
0.89%
Rank 247 of 317
Net Interest Margin
2.58%
Rank 294 of 317
Efficiency Ratio
65.99%
Rank 229 of 317
Equity / Assets
13.28%
Rank 50 of 317
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.89% | 0.93% | 1.22% | 1.51% | Beats 22% | 247 / 317 | ||
| Return on Equity | 6.71% | 8.63% | 11.43% | 14.48% | Beats 14% | 272 / 317 | ||
| Net Interest Margin | 2.58% | 3.06% | 3.45% | 3.83% | Beats 7% | 294 / 317 | ||
| Efficiency Ratio | 65.99% | 51.90% | 59.69% | 67.53% | Beats 28% | 229 / 317 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.55% | 0.24% | 0.51% | 1.14% | Beats 48% | 163 / 311 | ||
| Net Charge-Offs / Loans | 0.16% | 0.01% | 0.04% | 0.12% | Beats 20% | 251 / 311 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 15.86% | 11.75% | 13.15% | 15.30% | Beats 78% | 69 / 317 | ||
| Total Risk-Based Capital Ratio | 17.02% | 12.63% | 14.21% | 16.26% | Beats 81% | 61 / 317 | ||
| Equity / Assets | 13.28% | 9.06% | 10.32% | 11.95% | Beats 84% | 50 / 317 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 117.73% | 76.63% | 88.04% | 95.67% | 98th pctl | 7 / 312 | ||
| Loans / Assets | 76.31% | 65.41% | 74.05% | 79.71% | 60th pctl | 127 / 317 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||