First Fidelity Bank
Oklahoma City, OK · Cert 23473 · Peer group: banks $1B-$10B in assets (n=311-317) · First Fidelity Bcorp Inc.
State charter, Fed member · FED · 27 branches
Q2 2026
$3.0BAssets
$2.1BLoans
$2.5BDeposits
$248.8MEquity
Executive Summary
- Strongest standing: return on equity outperforms 68% of banks $1B-$10B in assets (rank 100 of 317).
- Widest gap: total risk-based capital ratio trails 95% of banks $1B-$10B in assets (rank 302 of 317).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.14%
Rank 183 of 317
Net Interest Margin
3.36%
Rank 185 of 317
Efficiency Ratio
59.89%
Rank 160 of 317
Equity / Assets
8.35%
Rank 286 of 317
Non-interest income vs. expense
Unfavorable gap of $53.3M · efficiency ratio beats 50% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.14% | 0.93% | 1.22% | 1.51% | Beats 42% | 183 / 317 | |
| Return on Equity | 13.61% | 8.63% | 11.43% | 14.48% | Beats 68% | 100 / 317 | |
| Net Interest Margin | 3.36% | 3.06% | 3.45% | 3.83% | Beats 42% | 185 / 317 | |
| Efficiency Ratio | 59.89% | 51.90% | 59.69% | 67.53% | Beats 50% | 160 / 317 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.46% | 0.24% | 0.51% | 1.14% | Beats 56% | 138 / 311 | |
| Net Charge-Offs / Loans | 0.04% | 0.01% | 0.04% | 0.12% | Beats 49% | 161 / 311 | |
| Capital |
| Tier 1 Capital Ratio | 10.22% | 11.75% | 13.15% | 15.30% | Beats 7% | 295 / 317 | |
| Total Risk-Based Capital Ratio | 10.22% | 12.63% | 14.21% | 16.26% | Beats 5% | 302 / 317 | |
| Equity / Assets | 8.35% | 9.06% | 10.32% | 11.95% | Beats 10% | 286 / 317 | |
| Liquidity & Funding |
| Loans / Deposits | 85.96% | 76.63% | 88.04% | 95.67% | 45th pctl | 171 / 312 | |
| Loans / Assets | 71.82% | 65.41% | 74.05% | 79.71% | 42nd pctl | 183 / 317 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |