Acclaim
Greensboro, NC · Charter 23386 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$60.4MAssets
$37.8MLoans
$52.2MShares
$7.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 72% of credit unions under $1B in assets (rank 470 of 1683).
- Widest gap: efficiency ratio trails 51% of credit unions under $1B in assets (rank 860 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
0.79%
Rank 791 of 1,683
Net Interest Margin
4.25%
Rank 470 of 1,683
Efficiency Ratio
78.47%
Rank 860 of 1,682
Equity / Assets
12.88%
Rank 846 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.79% | 0.35% | 0.74% | 1.18% | Beats 53% | 791 / 1,683 | | |
| Return on Equity | 6.12% | 2.67% | 5.89% | 8.74% | Beats 52% | 799 / 1,681 | | |
| Net Interest Margin | 4.25% | 3.31% | 3.82% | 4.32% | Beats 72% | 470 / 1,683 | | |
| Efficiency Ratio | 78.47% | 68.91% | 78.20% | 86.93% | Beats 49% | 860 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.44% | 0.26% | 0.65% | 1.29% | Beats 63% | 617 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.88% | 10.44% | 12.89% | 16.53% | Beats 50% | 846 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.88% | 10.44% | 12.89% | 16.53% | Beats 50% | 846 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 72.45% | 52.61% | 69.38% | 83.50% | 56th pctl | 746 / 1,683 | | |
| Loans / Assets | 62.67% | 44.71% | 59.18% | 70.72% | 58th pctl | 709 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |