Healthcare Plus
Aberdeen, SD · Charter 23371 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$70.4MAssets
$55.6MLoans
$63.1MShares
$6.0MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 54% of credit unions under $1B in assets (rank 775 of 1682).
- Widest gap: equity / assets trails 93% of credit unions under $1B in assets (rank 1567 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.29%
Rank 1,322 of 1,683
Net Interest Margin
3.51%
Rank 1,115 of 1,683
Efficiency Ratio
76.93%
Rank 775 of 1,682
Equity / Assets
8.54%
Rank 1,567 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.29% | 0.35% | 0.74% | 1.18% | Beats 21% | 1,322 / 1,683 | |
| Return on Equity | 3.36% | 2.67% | 5.89% | 8.74% | Beats 30% | 1,169 / 1,681 | |
| Net Interest Margin | 3.51% | 3.31% | 3.82% | 4.32% | Beats 34% | 1,115 / 1,683 | |
| Efficiency Ratio | 76.93% | 68.91% | 78.20% | 86.93% | Beats 54% | 775 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.80% | 0.26% | 0.65% | 1.29% | Beats 16% | 1,409 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.54% | 10.44% | 12.89% | 16.53% | Beats 7% | 1,567 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.54% | 10.44% | 12.89% | 16.53% | Beats 7% | 1,567 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 88.03% | 52.61% | 69.38% | 83.50% | 83rd pctl | 283 / 1,683 | |
| Loans / Assets | 78.99% | 44.71% | 59.18% | 70.72% | 90th pctl | 165 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |