Little Rock, AR · Charter 23327
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.37% | 0.30% | 0.21% | 0.27% | 0.33% | -4 bps | |
| Return on Equity | 1.39% | 1.07% | 0.74% | 1.01% | 1.25% | -14 bps | |
| Net Interest Margin | 5.60% | 5.96% | 6.16% | 5.81% | 5.76% | +16 bps | |
| Efficiency Ratio | 96.12% | 98.88% | 102.03% | 101.32% | 104.89% | +877 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.53% | -2.73% | -2.76% | -2.00% | 2.47% | +300 bps | |
| Loan Growth (YoY) | 1.55% | 5.40% | 6.86% | 6.73% | 3.25% | +169 bps | |
| Share Growth (YoY) | -1.00% | -4.02% | -4.18% | -3.03% | 3.10% | +409 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.57% | 0.05% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.15% | 0.14% | 0.04% | 0.05% | 0.08% | -7 bps | |
| Capital | |||||||
| Risk-Based Capital | 26.57% | 27.96% | 28.57% | 26.76% | 26.10% | -47 bps | |
| Net Worth / Assets | 26.57% | 27.96% | 28.57% | 26.76% | 26.10% | -47 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 93.75% | 102.52% | 110.82% | 101.11% | 93.88% | +13 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |