Siouxland Bank
South Sioux City, NE · Cert 23270 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Siouxland National Corp.
State charter, Fed member · FED · 1 branch
Q2 2026
$88.3MAssets
$29.4MLoans
$76.4MDeposits
$11.1MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 105 of 743).
- Widest gap: net interest margin trails 72% of banks under $1B in assets operating in a single state (rank 540 of 746).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.55%
Rank 156 of 746
Net Interest Margin
3.24%
Rank 540 of 746
Efficiency Ratio
41.74%
Rank 33 of 746
Equity / Assets
12.55%
Rank 214 of 746
Non-interest income vs. expense
Unfavorable gap of $1.1M · efficiency ratio beats 96% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.55% | 0.72% | 1.06% | 1.45% | Beats 79% | 156 / 746 | | |
| Return on Equity | 12.39% | 6.74% | 10.51% | 13.63% | Beats 67% | 249 / 746 | | |
| Net Interest Margin | 3.24% | 3.17% | 3.68% | 4.16% | Beats 28% | 540 / 746 | | |
| Efficiency Ratio | 41.74% | 55.74% | 64.58% | 75.47% | Beats 96% | 33 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.42% | 1.07% | Beats 100% | 105 / 743 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 100% | 185 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 41.30% | 11.55% | 13.75% | 17.60% | Beats 97% | 20 / 746 | | |
| Total Risk-Based Capital Ratio | 42.55% | 11.71% | 14.33% | 18.43% | Beats 98% | 18 / 746 | | |
| Equity / Assets | 12.55% | 8.90% | 10.51% | 13.06% | Beats 71% | 214 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 38.49% | 61.31% | 78.27% | 90.78% | 5th pctl | 712 / 746 | | |
| Loans / Assets | 33.32% | 53.60% | 66.97% | 76.08% | 5th pctl | 707 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |