Bankers' Bank of the West
Denver, CO · Cert 23210 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Bankers Bk of the W Bcorp Inc.
State charter, Fed member · FED · 1 branch
Q2 2026
$433.6MAssets
$337.2MLoans
$249.5MDeposits
$57.6MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 185 of 743).
- Widest gap: efficiency ratio trails 87% of banks under $1B in assets operating in a single state (rank 649 of 746).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.80%
Rank 524 of 746
Net Interest Margin
3.55%
Rank 427 of 746
Efficiency Ratio
83.30%
Rank 649 of 746
Equity / Assets
13.27%
Rank 171 of 746
Non-interest income vs. expense
Unfavorable gap of $10.0M · efficiency ratio beats 13% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.80% | 0.72% | 1.06% | 1.45% | Beats 30% | 524 / 746 | | |
| Return on Equity | 6.01% | 6.74% | 10.51% | 13.63% | Beats 22% | 584 / 746 | | |
| Net Interest Margin | 3.55% | 3.17% | 3.68% | 4.16% | Beats 43% | 427 / 746 | | |
| Efficiency Ratio | 83.30% | 55.74% | 64.58% | 75.47% | Beats 13% | 649 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.03% | 0.09% | 0.42% | 1.07% | Beats 26% | 552 / 743 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 100% | 185 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 13.46% | 11.55% | 13.75% | 17.60% | Beats 46% | 400 / 746 | | |
| Total Risk-Based Capital Ratio | 14.71% | 11.71% | 14.33% | 18.43% | Beats 53% | 354 / 746 | | |
| Equity / Assets | 13.27% | 8.90% | 10.51% | 13.06% | Beats 77% | 171 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 135.13% | 61.31% | 78.27% | 90.78% | 99th pctl | 6 / 746 | | |
| Loans / Assets | 77.77% | 53.60% | 66.97% | 76.08% | 79th pctl | 153 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |