Denver, CO · Cert 23210 · Bankers Bk of the W Bcorp Inc.
State charter, Fed member · FED · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets operating in a single state (n=743 to 746). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
59
Asset Quality
63
Profitability
32
Liquidity
0
Efficiency
13
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Denver, CO · Cert 23210 · Bankers Bk of the W Bcorp Inc.
State charter, Fed member · FED · 1 branch
Q2 2026
Market Position · Denver-Aurora-Centennial, CO · 2026 SOD (annual) · 0.2% share · #31 of 68 inst. · $0.2B of $113.6B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.43% | 1.16% | 2.35%1 | 1.65%1 | 1.43% | 1.26% | 0.75% | 0.81% | -85 bps | |
| Return on Equity | 10.95% | 8.98% | 18.60% | 12.81% | 10.90% | 9.70% | 5.62% | 6.06% | -674 bps | |
| Net Interest Margin | 3.24% | 3.30% | 3.48% | 3.61% | 3.58% | 3.60% | 3.59% | 3.55% | -7 bps | |
| Efficiency Ratio | 84.06% | 85.62% | 87.37% | 84.50% | 83.36% | 83.40% | 84.08% | 83.30% | -120 bps | |
| Non-Interest Burden | 2.20% | 2.35% | 2.67% | 2.58% | 2.47% | 2.50% | 2.57% | 2.45% | -13 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -4.49% | 12.58% | -4.50% | -1.52% | 1.82% | 2.42% | -4.65% | 5.93% | +745 bps | |
| Loan Growth (YoY) | 1.77% | 4.73% | 3.36% | 4.61% | 4.13% | 6.32% | 1.81% | 0.43% | -418 bps | |
| Deposit Growth (YoY) | -13.03% | 12.58% | -15.88% | 16.38% | 17.43% | -15.39% | -9.88% | -7.38% | -2,376 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.46% | 1.61% | 0.46% | 0.00% | 0.00% | 0.00% | 0.00% | 1.03% | +103 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 1.74% | 1.81% | 1.75% | 1.70% | 1.73% | 1.73% | 1.75% | 1.72% | +2 bps | |
| Allowance Coverage of NPLs | 3.7x | 1.1x | 3.8x | n/a | n/a | n/a | n/a | 1.7x | n/a | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 13.75% | 13.75% | 14.15% | 14.11% | 13.77% | 13.89% | 14.42% | 14.37% | +26 bps | |
| Total Risk-Based Capital | 14.92% | 14.81% | 14.81% | 14.73% | 14.70% | 14.81% | 15.10% | 14.71% | -3 bps | |
| Equity / Assets | 13.52% | 12.47% | 12.75% | 13.57% | 13.60% | 12.86% | 13.91% | 13.27% | -29 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 141.63% | 108.14% | 117.60% | 124.62% | 125.58% | 135.90% | 132.86% | 135.13% | +1,051 bps | |
| Liquid Assets / Assets | 6.68% | 11.80% | 12.02% | 6.49% | 6.40% | 5.97% | 6.87% | 3.22% | -328 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 371% | 362% | 386% | n/a | n/a | |
Denver, CO · Cert 23210 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Bankers Bk of the W Bcorp Inc.
State charter, Fed member · FED · 1 branch
Q2 2026
Return on Assets
0.80%
Rank 524 of 746
Net Interest Margin
3.55%
Rank 427 of 746
Efficiency Ratio
83.30%
Rank 649 of 746
Equity / Assets
13.27%
Rank 171 of 746
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.80% | 0.72% | 1.06% | 1.45% | Beats 30% | 524 / 746 | ||
| Return on Equity | 6.01% | 6.74% | 10.51% | 13.63% | Beats 22% | 584 / 746 | ||
| Net Interest Margin | 3.55% | 3.17% | 3.68% | 4.16% | Beats 43% | 427 / 746 | ||
| Efficiency Ratio | 83.30% | 55.74% | 64.58% | 75.47% | Beats 13% | 649 / 746 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.03% | 0.09% | 0.42% | 1.07% | Beats 26% | 552 / 743 | ||
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 100% | 185 / 743 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 13.46% | 11.55% | 13.75% | 17.60% | Beats 46% | 400 / 746 | ||
| Total Risk-Based Capital Ratio | 14.71% | 11.71% | 14.33% | 18.43% | Beats 53% | 354 / 746 | ||
| Equity / Assets | 13.27% | 8.90% | 10.51% | 13.06% | Beats 77% | 171 / 746 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 135.13% | 61.31% | 78.27% | 90.78% | 99th pctl | 6 / 746 | ||
| Loans / Assets | 77.77% | 53.60% | 66.97% | 76.08% | 79th pctl | 153 / 746 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||