Texas Associations of Professionals
San Antonio, TX · Charter 23184 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$29.6MAssets
$23.7MLoans
$24.7MShares
$4.7MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 94% of credit unions under $1B in assets in TX (rank 15 of 235).
- Widest gap: equity / assets trails 42% of credit unions under $1B in assets in TX (rank 98 of 235).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.97%
Rank 15 of 235
Net Interest Margin
4.45%
Rank 52 of 235
Efficiency Ratio
70.08%
Rank 54 of 235
Equity / Assets
15.73%
Rank 98 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.97% | 0.17% | 0.57% | 1.10% | Beats 94% | 15 / 235 | |
| Return on Equity | 12.49% | 1.03% | 4.30% | 7.58% | Beats 94% | 13 / 235 | |
| Net Interest Margin | 4.45% | 3.32% | 3.89% | 4.35% | Beats 78% | 52 / 235 | |
| Efficiency Ratio | 70.08% | 70.60% | 82.00% | 91.57% | Beats 77% | 54 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.08% | 0.20% | 0.59% | 1.14% | Beats 87% | 32 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.73% | 11.30% | 14.41% | 19.49% | Beats 58% | 98 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.73% | 11.30% | 14.41% | 19.49% | Beats 58% | 98 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 96.22% | 54.18% | 67.38% | 81.66% | 96th pctl | 10 / 235 | |
| Loans / Assets | 80.14% | 43.80% | 56.63% | 68.64% | 94th pctl | 13 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |