Wyandotte, OK · Cert 2317 · Method Bancshares Inc.
State charter, Fed member · FED · 2 branches
Q2 2026
Market Position · Dallas-Fort Worth-Arlington, TX · 2026 SOD (annual) · 0.0% share · #113 of 166 inst. · $0.2B of $732.8B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.80% | 0.71% | 0.64% | 0.70% | 0.72% | 0.77% | 1.38% | 1.24% | +54 bps | |
| Return on Equity | 7.96% | 6.80% | 6.07% | 6.76% | 6.99% | 7.61% | 14.04% | 12.43% | +568 bps | |
| Net Interest Margin | 4.10% | 3.35% | 4.09% | 3.93% | 3.85% | 3.46% | 4.34% | 4.02% | +9 bps | |
| Efficiency Ratio | 78.27% | 73.64% | 58.25% | 58.57% | 57.83% | 58.69% | 56.53% | 59.27% | +69 bps | |
| Non-Interest Burden | 3.25% | 2.48% | 2.38% | 2.30% | 2.22% | 2.03% | 2.45% | 2.38% | +8 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 28.50% | 47.29% | 71.00% | 91.51% | 97.32% | 48.63% | 23.46% | 6.93% | -8,457 bps | |
| Loan Growth (YoY) | 28.37% | 50.31% | 75.56% | 81.60% | 99.17% | 59.48% | 33.75% | 24.08% | -5,752 bps | |
| Deposit Growth (YoY) | 34.64% | 51.01% | 80.42% | 103.02% | 109.49% | 57.01% | 25.24% | 7.75% | -9,528 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.08% | 0.02% | 0.01% | 0.52% | 0.53% | 0.90% | 0.37% | 0.70% | +18 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.02% | 0.02% | 0.06% | 0.03% | +3 bps | |
| Allowance / Loans | 1.11% | 1.10% | 1.16% | 1.22% | 1.31% | 1.36% | 1.31% | 1.31% | +9 bps | |
| Allowance Coverage of NPLs | 13.5x | 51.0x | 85.0x | 2.3x | 2.5x | 1.5x | 3.5x | 1.9x | -0.5x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 9.72% | 11.90% | 10.74% | 11.34% | 10.77% | 9.66% | 10.21% | 9.80% | -154 bps | |
| Total Risk-Based Capital | 9.72% | 11.90% | 10.74% | 11.34% | 10.77% | 9.66% | 10.21% | 9.80% | -154 bps | |
| Equity / Assets | 10.03% | 11.62% | 9.66% | 10.22% | 9.77% | 9.87% | 9.78% | 10.25% | +3 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 95.12% | 90.38% | 86.68% | 84.74% | 90.43% | 91.80% | 92.57% | 97.59% | +1,285 bps | |
| Liquid Assets / Assets | 13.14% | 18.54% | 19.37% | 20.46% | 15.50% | 16.64% | 14.52% | 5.40% | -1,506 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 93.37% | 89.69% | 94.62% | n/a | n/a | |