Wyandotte, OK · Cert 2317 · Method Bancshares Inc.
State charter, Fed member · FED · 2 branches
Q2 2026
Market Position · Dallas-Fort Worth-Arlington, TX · 2026 SOD (annual) · 0.0% share · #113 of 166 inst. · $0.2B of $732.8B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.75% | 0.73% | 0.90% | 1.38% | 1.09% | +34 bps | |
| Return on Equity | 7.56% | 7.26% | 9.18% | 14.04% | 10.88% | +332 bps | |
| Net Interest Margin | 4.26% | 4.24% | 3.78% | 4.34% | 3.96% | -30 bps | |
| Efficiency Ratio | 58.85% | 56.54% | 60.99% | 56.53% | 62.09% | +324 bps | |
| Non-Interest Burden | 2.50% | 2.38% | 2.30% | 2.45% | 2.46% | -4 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 91.51% | 97.32% | 48.63% | 23.46% | 6.93% | -8,457 bps | |
| Loan Growth (YoY) | 81.60% | 99.17% | 59.48% | 33.75% | 24.08% | -5,752 bps | |
| Deposit Growth (YoY) | 103.02% | 109.49% | 57.01% | 25.24% | 7.75% | -9,528 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.52% | 0.53% | 0.90% | 0.37% | 0.70% | +18 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.07% | 0.01% | 0.06% | 0.00% | 0 bps | |
| Allowance / Loans | 1.22% | 1.31% | 1.36% | 1.31% | 1.31% | +9 bps | |
| Allowance Coverage of NPLs | 2.3x | 2.5x | 1.5x | 3.5x | 1.9x | -0.5x | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 11.34% | 10.77% | 9.66% | 10.21% | 9.80% | -154 bps | |
| Total Risk-Based Capital | 11.34% | 10.77% | 9.66% | 10.21% | 9.80% | -154 bps | |
| Equity / Assets | 10.22% | 9.77% | 9.87% | 9.78% | 10.25% | +3 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 84.74% | 90.43% | 91.80% | 92.57% | 97.59% | +1,285 bps | |
| Liquid Assets / Assets | 20.46% | 15.50% | 16.64% | 14.52% | 5.40% | -1,506 bps | |
| CRE / Total Capital | n/a | 93.37% | 89.69% | 94.62% | n/a | n/a | |