Method Bank
Wyandotte, OK · Cert 2317 · Peer group: banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=28) · Method Bancshares Inc.
State charter, Fed member · FED · 2 branches
Q2 2026
$241.2MAssets
$199.4MLoans
$204.3MDeposits
$24.7MEquity
Executive Summary
- Strongest standing: return on assets outperforms 61% of banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 11 of 28).
- Widest gap: total risk-based capital ratio trails 93% of banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 26 of 28).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.26%
Rank 11 of 28
Net Interest Margin
4.02%
Rank 17 of 28
Efficiency Ratio
60.51%
Rank 12 of 28
Equity / Assets
10.25%
Rank 18 of 28
Non-interest income vs. expense
Unfavorable gap of $5.9M · efficiency ratio beats 61% of banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.26% | 1.12% | 1.22% | 1.47% | Beats 61% | 11 / 28 | |
| Return on Equity | 12.26% | 8.64% | 12.47% | 13.41% | Beats 46% | 15 / 28 | |
| Net Interest Margin | 4.02% | 3.77% | 4.06% | 4.51% | Beats 39% | 17 / 28 | |
| Efficiency Ratio | 60.51% | 57.39% | 61.94% | 66.78% | Beats 61% | 12 / 28 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.70% | n/a | 0.28% | 1.06% | Beats 36% | 19 / 28 | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.01% | 0.20% | Beats 50% | 15 / 28 | |
| Capital |
| Tier 1 Capital Ratio | 9.80% | 12.55% | 13.77% | 17.51% | Beats 7% | 26 / 28 | |
| Total Risk-Based Capital Ratio | 9.80% | 12.59% | 14.62% | 18.18% | Beats 7% | 26 / 28 | |
| Equity / Assets | 10.25% | 9.58% | 11.17% | 13.58% | Beats 36% | 18 / 28 | |
| Liquidity & Funding |
| Loans / Deposits | 97.59% | 66.90% | 84.79% | 89.14% | 86th pctl | 4 / 28 | |
| Loans / Assets | 82.68% | 57.58% | 73.59% | 77.32% | 93rd pctl | 2 / 28 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |