Wyandotte, OK · Cert 2317 · Method Bancshares Inc.
State charter, Fed member · FED · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=28). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Trailing 9 quarters, through Q2 2026
Capital
17
Asset Quality
43
Profitability
49
Liquidity
2
Efficiency
61
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is a stronger peer standing, and the peer median is fixed at 50. Liquidity, Growth: closeness to the peer median, 100 at the median.
Wyandotte, OK · Cert 2317 · Method Bancshares Inc.
State charter, Fed member · FED · 2 branches
Q2 2026
Market Position · Dallas-Fort Worth-Arlington, TX · 2026 SOD (annual) · 0.0% share · #113 of 166 inst. · $0.2B of $732.8B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.80% | 0.71% | 0.64% | 0.70% | 0.72% | 0.77% | 1.38% | 1.24% | +54 bps | |
| Return on Equity | 7.96% | 6.80% | 6.07% | 6.76% | 6.99% | 7.61% | 14.04% | 12.43% | +568 bps | |
| Net Interest Margin | 4.10% | 3.35% | 4.09% | 3.93% | 3.85% | 3.46% | 4.34% | 4.02% | +9 bps | |
| Efficiency Ratio | 78.27% | 73.64% | 58.25% | 58.57% | 57.83% | 58.69% | 56.53% | 59.27% | +69 bps | |
| Non-Interest Burden | 3.25% | 2.48% | 2.38% | 2.30% | 2.22% | 2.03% | 2.45% | 2.38% | +8 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 28.50% | 47.29% | 71.00% | 91.51% | 97.32% | 48.63% | 23.46% | 6.93% | -8,457 bps | |
| Loan Growth (YoY) | 28.37% | 50.31% | 75.56% | 81.60% | 99.17% | 59.48% | 33.75% | 24.08% | -5,752 bps | |
| Deposit Growth (YoY) | 34.64% | 51.01% | 80.42% | 103.02% | 109.49% | 57.01% | 25.24% | 7.75% | -9,528 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.08% | 0.02% | 0.01% | 0.52% | 0.53% | 0.90% | 0.37% | 0.70% | +18 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.02% | 0.02% | 0.06% | 0.03% | +3 bps | |
| Allowance / Loans | 1.11% | 1.10% | 1.16% | 1.22% | 1.31% | 1.36% | 1.31% | 1.31% | +9 bps | |
| Allowance Coverage of NPLs | 13.5x | 51.0x | 85.0x | 2.3x | 2.5x | 1.5x | 3.5x | 1.9x | -0.5x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 9.72% | 11.90% | 10.74% | 11.34% | 10.77% | 9.66% | 10.21% | 9.80% | -154 bps | |
| Total Risk-Based Capital | 9.72% | 11.90% | 10.74% | 11.34% | 10.77% | 9.66% | 10.21% | 9.80% | -154 bps | |
| Equity / Assets | 10.03% | 11.62% | 9.66% | 10.22% | 9.77% | 9.87% | 9.78% | 10.25% | +3 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 95.12% | 90.38% | 86.68% | 84.74% | 90.43% | 91.80% | 92.57% | 97.59% | +1,285 bps | |
| Liquid Assets / Assets | 13.14% | 18.54% | 19.37% | 20.46% | 15.50% | 16.64% | 14.52% | 5.40% | -1,506 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 93.37% | 89.69% | 94.62% | n/a | n/a | |
Wyandotte, OK · Cert 2317 · Peer group: banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=28) · Method Bancshares Inc.
State charter, Fed member · FED · 2 branches
Q2 2026
Return on Assets
1.26%
Rank 11 of 28
Net Interest Margin
4.02%
Rank 17 of 28
Efficiency Ratio
60.51%
Rank 12 of 28
Equity / Assets
10.25%
Rank 18 of 28
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.26% | 1.12% | 1.22% | 1.47% | Beats 61% | 11 / 28 | ||
| Return on Equity | 12.26% | 8.64% | 12.47% | 13.41% | Beats 46% | 15 / 28 | ||
| Net Interest Margin | 4.02% | 3.77% | 4.06% | 4.51% | Beats 39% | 17 / 28 | ||
| Efficiency Ratio | 60.51% | 57.39% | 61.94% | 66.78% | Beats 61% | 12 / 28 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.70% | n/a | 0.28% | 1.06% | Beats 36% | 19 / 28 | ||
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.01% | 0.20% | Beats 50% | 15 / 28 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 9.80% | 12.55% | 13.77% | 17.51% | Beats 7% | 26 / 28 | ||
| Total Risk-Based Capital Ratio | 9.80% | 12.59% | 14.62% | 18.18% | Beats 7% | 26 / 28 | ||
| Equity / Assets | 10.25% | 9.58% | 11.17% | 13.58% | Beats 36% | 18 / 28 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 97.59% | 66.90% | 84.79% | 89.14% | 86th pctl | 4 / 28 | ||
| Loans / Assets | 82.68% | 57.58% | 73.59% | 77.32% | 93rd pctl | 2 / 28 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||