Lisle, IL · Charter 23109
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.92% | 0.98% | 1.09% | 0.75% | 0.87% | -5 bps | |
| Return on Equity | 5.41% | 5.71% | 5.97% | 4.20% | 4.72% | -69 bps | |
| Net Interest Margin | 3.68% | 3.64% | 3.80% | 3.33% | 3.53% | -16 bps | |
| Efficiency Ratio | 77.86% | 75.56% | 73.44% | 78.39% | 76.44% | -142 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -6.40% | -4.78% | -8.06% | -5.90% | -1.78% | +462 bps | |
| Loan Growth (YoY) | 3.04% | -1.83% | -8.83% | -13.55% | -14.31% | -1,736 bps | |
| Share Growth (YoY) | -8.49% | -6.64% | -10.81% | -8.28% | -3.38% | +511 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.69% | 0.18% | 0.27% | 0.61% | 0.47% | -22 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.28% | 0.30% | 0.35% | 0.29% | 0.23% | -5 bps | |
| Capital | |||||||
| Risk-Based Capital | 17.02% | 17.09% | 18.31% | 17.95% | 18.36% | +134 bps | |
| Net Worth / Assets | 17.02% | 17.09% | 18.31% | 17.95% | 18.36% | +134 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 88.93% | 85.95% | 85.34% | 78.28% | 78.88% | -1,006 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |