Bank of Protection, The
Protection, KS · Cert 23099 · Peer group: banks under $1B in assets in KS (n=98) · Protection Bk Holding Co. Inc.
State charter, non-member · FDIC · 5 branches
Q2 2026
$154.4MAssets
$108.5MLoans
$122.0MDeposits
$17.5MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 80% of banks under $1B in assets in KS (rank 20 of 98).
- Widest gap: total risk-based capital ratio trails 76% of banks under $1B in assets in KS (rank 74 of 98).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.56%
Rank 23 of 98
Net Interest Margin
4.14%
Rank 20 of 98
Efficiency Ratio
55.23%
Rank 37 of 98
Equity / Assets
11.34%
Rank 49 of 98
Non-interest income vs. expense
Unfavorable gap of $3.3M · efficiency ratio beats 63% of banks under $1B in assets in KS | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.56% | 1.03% | 1.24% | 1.54% | Beats 77% | 23 / 98 | |
| Return on Equity | 13.72% | 8.85% | 11.58% | 14.73% | Beats 71% | 28 / 98 | |
| Net Interest Margin | 4.14% | 3.24% | 3.62% | 3.91% | Beats 80% | 20 / 98 | |
| Efficiency Ratio | 55.23% | 51.87% | 58.88% | 64.74% | Beats 63% | 37 / 98 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.01% | 0.01% | 0.33% | 1.05% | Beats 79% | 22 / 98 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.03% | Beats 59% | 42 / 98 | |
| Capital |
| Tier 1 Capital Ratio | 11.81% | 11.81% | 13.71% | 17.33% | Beats 24% | 74 / 98 | |
| Total Risk-Based Capital Ratio | 11.81% | 11.81% | 14.13% | 17.45% | Beats 24% | 74 / 98 | |
| Equity / Assets | 11.34% | 8.60% | 11.34% | 13.10% | Beats 50% | 49 / 98 | |
| Liquidity & Funding |
| Loans / Deposits | 88.98% | 57.09% | 69.84% | 82.47% | 86th pctl | 14 / 98 | |
| Loans / Assets | 70.26% | 49.34% | 58.31% | 68.94% | 78th pctl | 22 / 98 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |