PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Faith Temple New Hope Church

East Orange, NJ · Charter 23084

Q4 1995

$24KAssets
$29KLoans
$59KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of -423.32%.
  • Asset quality: problem loans at 62.39% of loans.
  • Funding: loans stand at 49.78% of shares as of Q4 1995.

Financial Results

Return on Assets (YTD, annualized)

-423%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets2.70%2.09%1.80%-423%n/a
Return on Equityn/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans8.86%9.43%52.01%62.39%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/a
Allowance / Loans6.60%11.50%15.10%68.43%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares63.43%71.31%52.17%49.78%n/a
Liquid Assets / Assets5.45%4.50%4.51%14.89%n/a