PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Nwoea

Findlay, OH · Charter 23057

Q2 1995

$2.4MAssets
$2.1MLoans
$2.3MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 2.15%.
  • Asset quality: problem loans at 1.26% of loans.
  • Funding: loans stand at 90.27% of shares as of Q2 1995.

Financial Results

Return on Assets (quarter, annualized)

2.15%

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets2.98%2.72%2.15%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans0.03%0.98%1.26%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans0.33%0.34%0.51%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares80.39%84.10%90.27%n/a
Liquid Assets / Assets16.39%15.92%9.83%n/a