Anaheim, CA · Charter 23039
Q4 1999
Board Package
Performance Trends and Peer Comparison
Quarter: Q4 1999, the quarter ended December 31, 1999, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Anaheim, CA · Charter 23039
Q4 1999
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 1996 | Q4 1996 | Q2 1997 | Q4 1997 | Q2 1998 | Q4 1998 | Q2 1999 | Q4 1999 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 5.98% | 6.03% | 5.38% | 5.50% | 5.45% | 4.74% | 4.08% | 0.00% | -550 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 7.37% | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 66.71% | n/a | n/a |
| Growth | ||||||||||
| Asset Growth (YoY) | 50.33% | 79.87% | 69.49% | 63.84% | 51.20% | 31.96% | 9.41% | 6.97% | -5,687 bps | |
| Loan Growth (YoY) | 88.29% | 91.04% | 92.17% | 29.13% | 44.68% | 42.74% | -0.69% | 34.76% | +563 bps | |
| Share Growth (YoY) | 51.12% | 82.51% | 62.70% | 60.27% | 47.69% | 28.07% | 9.51% | 0.17% | -6,010 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.51% | 2.19% | 1.54% | 3.20% | 2.17% | 3.64% | 4.31% | 3.97% | +77 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.94% | 2.29% | 2.27% | 2.66% | 1.92% | 1.97% | 2.69% | 2.54% | -13 bps | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 97.75% | 97.40% | 109.65% | 85.60% | 95.76% | 108.56% | 99.44% | 115.16% | +2,956 bps | |
| Liquid Assets / Assets | 10.63% | 7.63% | 0.45% | 13.13% | 11.76% | 0.00% | 0.00% | 0.00% | -1,313 bps | |