Community West Bank
Fresno, CA · Cert 23030 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · Community West Bancshares
State charter, non-member · FDIC · 42 branches
Q2 2026
$5.0BAssets
$3.5BLoans
$4.1BDeposits
$668.3MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 88% of banks $1B-$10B in assets operating in a single state (rank 32 of 258).
- Widest gap: return on equity trails 92% of banks $1B-$10B in assets operating in a single state (rank 238 of 258).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.72%
Rank 224 of 258
Net Interest Margin
3.75%
Rank 82 of 258
Efficiency Ratio
61.59%
Rank 144 of 257
Equity / Assets
13.30%
Rank 32 of 258
Non-interest income vs. expense
Unfavorable gap of $105.6M · efficiency ratio beats 44% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.72% | 0.93% | 1.23% | 1.54% | Beats 13% | 224 / 258 | | |
| Return on Equity | 5.42% | 9.26% | 11.84% | 14.74% | Beats 8% | 238 / 258 | | |
| Net Interest Margin | 3.75% | 3.16% | 3.49% | 3.88% | Beats 68% | 82 / 258 | | |
| Efficiency Ratio | 61.59% | 51.71% | 60.30% | 69.65% | Beats 44% | 144 / 257 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.56% | 0.19% | 0.46% | 0.90% | Beats 38% | 160 / 258 | | |
| Net Charge-Offs / Loans | 0.16% | 0.01% | 0.02% | 0.07% | Beats 12% | 228 / 258 | | |
| Capital |
| Tier 1 Capital Ratio | 12.55% | 11.41% | 12.98% | 15.12% | Beats 42% | 149 / 258 | | |
| Total Risk-Based Capital Ratio | 13.79% | 12.10% | 13.91% | 16.08% | Beats 48% | 133 / 258 | | |
| Equity / Assets | 13.30% | 9.09% | 10.24% | 11.72% | Beats 88% | 32 / 258 | | |
| Liquidity & Funding |
| Loans / Deposits | 85.90% | 73.24% | 86.34% | 95.95% | 48th pctl | 133 / 258 | | |
| Loans / Assets | 70.53% | 63.01% | 72.27% | 78.40% | 44th pctl | 144 / 258 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |