Publix Employees
Lakeland, FL · Charter 23020 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 11 branches
Q2 2026
$1.8BAssets
$1.1BLoans
$1.6BShares
$203.3MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 71% of credit unions $1B-$10B in assets (rank 125 of 435).
- Widest gap: net interest margin trails 50% of credit unions $1B-$10B in assets (rank 217 of 435).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
0.93%
Rank 167 of 435
Net Interest Margin
3.40%
Rank 217 of 435
Efficiency Ratio
71.10%
Rank 210 of 435
Equity / Assets
11.29%
Rank 181 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.93% | 0.55% | 0.81% | 1.14% | Beats 62% | 167 / 435 | |
| Return on Equity | 8.21% | 5.12% | 7.41% | 9.70% | Beats 58% | 181 / 435 | |
| Net Interest Margin | 3.40% | 3.01% | 3.39% | 3.75% | Beats 50% | 217 / 435 | |
| Efficiency Ratio | 71.10% | 65.25% | 71.39% | 77.86% | Beats 52% | 210 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.48% | 0.45% | 0.69% | 1.05% | Beats 71% | 125 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.29% | 9.81% | 10.84% | 12.63% | Beats 58% | 181 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.29% | 9.81% | 10.84% | 12.63% | Beats 58% | 181 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 68.90% | 78.33% | 88.38% | 95.61% | 12th pctl | 382 / 435 | |
| Loans / Assets | 61.37% | 67.69% | 74.58% | 80.80% | 15th pctl | 370 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |