Gsa
Washington, DC · Charter 2299 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$37.9MAssets
$23.2MLoans
$34.9MShares
$2.9MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 79% of credit unions under $1B in assets (rank 354 of 1682).
- Widest gap: equity / assets trails 98% of credit unions under $1B in assets (rank 1644 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.27%
Rank 1,336 of 1,683
Net Interest Margin
2.87%
Rank 1,515 of 1,683
Efficiency Ratio
90.28%
Rank 1,388 of 1,682
Equity / Assets
7.63%
Rank 1,644 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.27% | 0.35% | 0.74% | 1.18% | Beats 21% | 1,336 / 1,683 | | |
| Return on Equity | 3.53% | 2.67% | 5.89% | 8.74% | Beats 32% | 1,146 / 1,681 | | |
| Net Interest Margin | 2.87% | 3.31% | 3.82% | 4.32% | Beats 10% | 1,515 / 1,683 | | |
| Efficiency Ratio | 90.28% | 68.91% | 78.20% | 86.93% | Beats 18% | 1,388 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.21% | 0.26% | 0.65% | 1.29% | Beats 79% | 354 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.63% | 10.44% | 12.89% | 16.53% | Beats 2% | 1,644 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.63% | 10.44% | 12.89% | 16.53% | Beats 2% | 1,644 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 66.42% | 52.61% | 69.38% | 83.50% | 44th pctl | 938 / 1,683 | | |
| Loans / Assets | 61.26% | 44.71% | 59.18% | 70.72% | 55th pctl | 762 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |