Chicago Hts, IL · Charter 2294
Q2 1997
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 1994 | Q4 1994 | Q2 1995 | Q4 1995 | Q2 1996 | Q4 1996 | Q2 1997 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|
| Earnings | |||||||||
| Return on Assets | 3.78% | 3.27% | 3.52% | 3.57% | 2.16% | 3.29% | 3.65% | +13 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | |||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | 16.53% | 21.50% | 15.06% | n/a | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | 34.11% | 20.23% | 2.36% | n/a | |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | 17.57% | 21.82% | 17.96% | n/a | |
| Asset Quality | |||||||||
| Delinquent Loans / Loans | 1.56% | 0.51% | 0.40% | 1.31% | 1.18% | 1.88% | 1.26% | +86 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.41% | 0.89% | 0.80% | 0.50% | 1.38% | 1.42% | 1.59% | +80 bps | |
| Capital | |||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | |||||||||
| Loans / Shares | 68.59% | 84.93% | 92.56% | 90.56% | 78.24% | 83.82% | 80.32% | -1,224 bps | |
| Liquid Assets / Assets | 15.87% | 8.11% | 5.31% | 12.15% | 20.56% | 16.07% | 19.99% | +1,467 bps | |