Jersey City, NJ · Charter 22919
Q4 1996
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 1994 | Q4 1994 | Q2 1995 | Q4 1995 | Q2 1996 | Q4 1996 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.31% | 0.76% | 2.01% | 1.38% | 1.39% | -18.52% | -1,928 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | 10.37% | -89.41% | n/a | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | -100.00% | n/a | n/a |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | 19.63% | -99.85% | n/a | |
| Asset Quality | ||||||||
| Delinquent Loans / Loans | n/a | 0.00% | 0.00% | 0.00% | 0.00% | n/a | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | 0.00% | 0.00% | 0.00% | 0.00% | n/a | n/a | |
| Capital | ||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||
| Loans / Shares | 0.00% | 3.39% | 5.85% | 2.25% | 4.01% | 0.00% | -339 bps | |
| Liquid Assets / Assets | 83.40% | 89.39% | 89.75% | 89.72% | 90.72% | 0.00% | -8,939 bps | |