PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Taiwan

Jersey City, NJ · Charter 22919

Q4 1996

$11KAssets
$0KLoans
$0KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of -18.52%, down 1,928 bps year over year.
  • Funding: loans stand at 0.00% of shares as of Q4 1996.

Financial Results

Return on Assets (quarter, annualized)

-18.52%-1,928 bps YoY

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ4 1994Q2 1995Q4 1995Q2 1996Q4 1996YoY ΔTrend
Earnings
Return on Assets0.76%2.01%1.38%1.39%-18.52%-1,928 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/a10.37%-89.41%n/a
Loan Growth (YoY)n/an/an/an/a-100.00%n/an/a
Share Growth (YoY)n/an/an/a19.63%-99.85%n/a
Asset Quality
Delinquent Loans / Loans0.00%0.00%0.00%0.00%n/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%n/an/a
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares3.39%5.85%2.25%4.01%0.00%-339 bps
Liquid Assets / Assets89.39%89.75%89.72%90.72%0.00%-8,939 bps