PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Foley's

Houston, TX · Charter 2287

Q4 1995

$8.3MAssets
$3.8MLoans
$7.1MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 3.28%.
  • Asset quality: problem loans at 0.54% of loans.
  • Funding: loans stand at 53.89% of shares as of Q4 1995.

Financial Results

Return on Assets (YTD, annualized)

3.28%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets2.18%2.77%2.86%3.28%n/a
Return on Equityn/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans2.14%2.21%1.52%0.54%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/a
Allowance / Loans5.80%4.93%4.03%3.61%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares37.23%43.91%50.43%53.89%n/a
Liquid Assets / Assets65.58%60.12%55.18%52.29%n/a