Philadelphia, PA · Charter 22834
Q2 1996
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 1994 | Q4 1994 | Q2 1995 | Q4 1995 | Q2 1996 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 2.49% | 1.29% | -7.92% | -19.34% | 1.70% | -79 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | |||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | -33.27% | n/a | n/a |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | -43.47% | n/a | n/a |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | -22.99% | n/a | n/a |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 11.73% | 15.80% | 25.53% | 20.22% | 27.74% | +1,601 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.78% | 2.45% | 6.11% | 20.39% | 20.00% | +1,822 bps | |
| Capital | |||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | |||||||
| Loans / Shares | 77.27% | 87.22% | 91.69% | 69.42% | 56.73% | -2,054 bps | |
| Liquid Assets / Assets | 18.28% | 7.38% | 8.96% | 20.80% | 38.56% | +2,028 bps | |