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Peter J. Schmitt Co. Inc.

West Seneca, NY · Charter 22787

Q2 1994

$502KAssets
$309KLoans
$396KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of -4.23%.
  • Asset quality: problem loans at 10.23% of loans.
  • Funding: loans stand at 78.04% of shares as of Q2 1994.

Financial Results

Return on Assets (YTD, annualized)

-4.23%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994YoY ΔTrend
Earnings
Return on Assets-4.23%n/an/a
Return on Equityn/an/an/a
Net Interest Marginn/an/an/a
Efficiency Ration/an/an/a
Growth
Asset Growth (YoY)n/an/an/a
Loan Growth (YoY)n/an/an/a
Share Growth (YoY)n/an/an/a
Asset Quality
Delinquent Loans / Loans10.23%n/an/a
Net Charge-Offs / Loansn/an/an/a
Allowance / Loans7.96%n/an/a
Capital
Risk-Based Capitaln/an/an/a
Net Worth / Assetsn/an/an/a
Liquidity & Funding
Loans / Shares78.04%n/an/a
Liquid Assets / Assets37.53%n/an/a