Richland Parish Schools
Rayville, LA · Charter 22785 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 1 branch
Q2 2026
$619KAssets
$182KLoans
$435KShares
$183KNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 95% of credit unions under $1B in assets in LA (rank 3 of 57).
- Widest gap: nonperforming loans / loans trails 95% of credit unions under $1B in assets in LA (rank 55 of 57).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
2.91%
Rank 3 of 57
Net Interest Margin
4.52%
Rank 17 of 57
Efficiency Ratio
92.86%
Rank 45 of 56
Equity / Assets
29.56%
Rank 8 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.91% | 0.18% | 0.61% | 1.03% | Beats 95% | 3 / 57 | | |
| Return on Equity | 9.84% | 0.88% | 3.71% | 5.62% | Beats 91% | 5 / 57 | | |
| Net Interest Margin | 4.52% | 3.51% | 3.94% | 4.60% | Beats 70% | 17 / 57 | | |
| Efficiency Ratio | 92.86% | 76.49% | 84.29% | 92.65% | Beats 21% | 45 / 56 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 6.04% | 0.35% | 1.18% | 2.04% | Beats 5% | 55 / 57 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 29.56% | 11.86% | 15.46% | 23.44% | Beats 86% | 8 / 57 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 29.56% | 11.86% | 15.46% | 23.44% | Beats 86% | 8 / 57 | | |
| Liquidity & Funding |
| Loans / Deposits | 41.84% | 55.77% | 71.07% | 79.18% | 12th pctl | 50 / 57 | | |
| Loans / Assets | 29.40% | 44.60% | 59.45% | 67.17% | 9th pctl | 52 / 57 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |