Kahuku
Kahuku, HI · Charter 2275 · Peer group: credit unions under $1B in assets in the Urban Honolulu, HI area (n=17)
NCUA · 1 branch
Q2 2026
$7.7MAssets
$5.6MLoans
$6.6MShares
$1.1MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 94% of credit unions under $1B in assets in the Urban Honolulu, HI area (rank 1 of 17).
- Widest gap: return on equity trails 100% of credit unions under $1B in assets in the Urban Honolulu, HI area (rank 17 of 17).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-4.36%
Rank 17 of 17
Net Interest Margin
5.89%
Rank 1 of 17
Efficiency Ratio
93.01%
Rank 16 of 17
Equity / Assets
14.03%
Rank 8 of 17
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -4.36% | 0.54% | 0.99% | 1.17% | Beats 0% | 17 / 17 | | |
| Return on Equity | -31.05% | 3.19% | 5.62% | 8.25% | Beats 0% | 17 / 17 | | |
| Net Interest Margin | 5.89% | 2.71% | 3.12% | 3.56% | Beats 94% | 1 / 17 | | |
| Efficiency Ratio | 93.01% | 64.13% | 74.39% | 81.42% | Beats 12% | 16 / 17 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 9.24% | 0.30% | 0.66% | 1.43% | Beats 6% | 17 / 17 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.03% | 11.08% | 13.24% | 17.17% | Beats 53% | 8 / 17 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.03% | 11.08% | 13.24% | 17.17% | Beats 53% | 8 / 17 | | |
| Liquidity & Funding |
| Loans / Deposits | 85.31% | 38.54% | 55.56% | 70.42% | 88th pctl | 2 / 17 | | |
| Loans / Assets | 73.12% | 29.18% | 48.61% | 61.05% | 88th pctl | 2 / 17 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |