First National Bank of Ely, The
Ely, NV · Cert 2273 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Fnbely Bcorp
National charter · OCC · 1 branch
Q2 2026
$132.9MAssets
$21.7MLoans
$119.3MDeposits
$7.8MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 105 of 743).
- Widest gap: equity / assets trails 98% of banks under $1B in assets operating in a single state (rank 730 of 746).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.07%
Rank 367 of 746
Net Interest Margin
2.74%
Rank 672 of 746
Efficiency Ratio
53.28%
Rank 154 of 746
Equity / Assets
5.86%
Rank 730 of 746
Non-interest income vs. expense
Unfavorable gap of $1.9M · efficiency ratio beats 79% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.07% | 0.72% | 1.06% | 1.45% | Beats 51% | 367 / 746 | | |
| Return on Equity | 18.23% | 6.74% | 10.51% | 13.63% | Beats 94% | 47 / 746 | | |
| Net Interest Margin | 2.74% | 3.17% | 3.68% | 4.16% | Beats 10% | 672 / 746 | | |
| Efficiency Ratio | 53.28% | 55.74% | 64.58% | 75.47% | Beats 79% | 154 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.42% | 1.07% | Beats 100% | 105 / 743 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 100% | 185 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 10.52% | 11.55% | 13.75% | 17.60% | Beats 14% | 639 / 746 | | |
| Total Risk-Based Capital Ratio | 10.52% | 11.71% | 14.33% | 18.43% | Beats 13% | 649 / 746 | | |
| Equity / Assets | 5.86% | 8.90% | 10.51% | 13.06% | Beats 2% | 730 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 18.23% | 61.31% | 78.27% | 90.78% | 1st pctl | 739 / 746 | | |
| Loans / Assets | 16.36% | 53.60% | 66.97% | 76.08% | 1st pctl | 736 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |