PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Korean Catholic

Olney, MD · Charter 22700

NCUA · 1 branch

Q2 2026

$1.7MAssets
$716KLoans
$1.5MShares
$192KNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of -1.68%, down 271 bps year over year; NIM at 3.52%.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Capital: net worth / assets of 11.07%, up 39 bps from a year ago.
  • Funding: loans stand at 46.90% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

-1.68%-271 bps YoY

Net Interest Margin (YTD, annualized)

3.52%+48 bps YoY

Efficiency Ratio (YTD, annualized)

151.93%+4,329 bps YoY

Net Worth / Assets

11.07%+39 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.03%0.70%-0.17%-0.99%-1.68%-271 bps
Return on Equity9.62%6.26%-1.68%-9.39%-15.18%-2,480 bps
Net Interest Margin3.03%3.17%3.03%3.24%3.52%+48 bps
Efficiency Ratio108.64%107.10%126.43%136.89%151.93%+4,329 bps
Growth
Asset Growth (YoY)1.49%-4.57%-1.11%-9.24%-16.06%-1,756 bps
Loan Growth (YoY)-18.02%-24.95%-24.40%-30.52%-28.03%-1,001 bps
Share Growth (YoY)1.47%-5.46%-1.43%-9.54%-16.89%-1,836 bps
Asset Quality
Delinquent Loans / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans1.00%1.00%1.00%1.01%1.00%0 bps
Capital
Risk-Based Capital10.68%11.17%10.19%10.50%11.07%+39 bps
Net Worth / Assets10.68%11.17%10.19%10.50%11.07%+39 bps
Liquidity & Funding
Loans / Shares54.16%53.27%49.64%45.25%46.90%-726 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps