Great Horizons Munster, IN · Charter 22695 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 1 branch
Q2 2026
$3.6M Assets
$1.9M Loans
$2.7M Shares
$888K Net Worth
Executive Summary Strongest standing: net interest margin outperforms 96% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 4 of 96). Widest gap: nonperforming loans / loans trails 88% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 83 of 93). Overall: at or above the peer median on 6 of 7 directional measures. Return on Assets
1.21%
Rank 19 of 96
Net Interest Margin
5.84%
Rank 4 of 96
Efficiency Ratio
80.00%
Rank 46 of 96
Equity / Assets
24.48%
Rank 12 of 96
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank Peer Position Earnings Return on Assets 1.21% -0.02% 0.42% 1.03% Beats 80% 19 / 96 Return on Equity 4.95% -0.11% 2.94% 6.89% Beats 62% 36 / 95 Net Interest Margin 5.84% 3.01% 3.57% 4.27% Beats 96% 4 / 96 Efficiency Ratio 80.00% 73.45% 82.91% 96.61% Beats 53% 46 / 96 Asset Quality Nonperforming Loans / Loans 4.02% 0.08% 0.86% 1.63% Beats 12% 83 / 93 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 24.48% 11.79% 15.23% 18.93% Beats 88% 12 / 96 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 24.48% 11.79% 15.23% 18.93% Beats 88% 12 / 96 Liquidity & Funding Loans / Deposits 68.36% 32.14% 50.03% 67.81% 77th pctl 22 / 96 Loans / Assets 51.46% 23.12% 42.50% 56.24% 69th pctl 30 / 96 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (93 to 96 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11