Washington, DC · Charter 22686
NCUA · 1 branch
Q3 2021
Board Package
Performance Trends and Peer Comparison
Quarter: Q3 2021, the quarter ended September 30, 2021, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Washington, DC · Charter 22686
NCUA · 1 branch
Q3 2021
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q4 2019 | Q1 2020 | Q2 2020 | Q3 2020 | Q4 2020 | Q1 2021 | Q2 2021 | Q3 2021 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -2.45% | 3.65% | 0.28% | 0.18% | 1.42% | -1.87% | -1.52% | -3.38% | -356 bps | |
| Return on Equity | -6.34% | 8.96% | 0.72% | 0.45% | 3.53% | -4.67% | -3.80% | -8.64% | -910 bps | |
| Net Interest Margin | 2.32% | 6.56% | 4.32% | 3.63% | 3.16% | 2.28% | 2.15% | 3.14% | -49 bps | |
| Efficiency Ratio | 141.01% | 46.66% | 94.08% | 95.49% | 108.82% | 175.43% | 163.92% | 120.93% | +2,544 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -13.22% | -13.70% | -10.66% | -3.35% | -1.04% | 1.22% | -0.26% | -1.14% | +221 bps | |
| Loan Growth (YoY) | 1.35% | 0.17% | 3.62% | -2.61% | -4.10% | -5.55% | -7.89% | -9.42% | -682 bps | |
| Share Growth (YoY) | -17.27% | -21.03% | -16.39% | -5.26% | -3.49% | 2.51% | -0.79% | 0.38% | +564 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 6.21% | 3.06% | 8.46% | 7.10% | 6.40% | 2.91% | 4.50% | 0.46% | -664 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 18.98% | 19.41% | 19.96% | 20.07% | 8.91% | 7.15% | 5.33% | 12.35% | -772 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 38.63% | 40.73% | 39.65% | 40.00% | 40.28% | 40.13% | 40.11% | 39.08% | -92 bps | |
| Net Worth / Assets | 38.63% | 40.73% | 39.65% | 40.00% | 40.28% | 40.13% | 40.11% | 39.08% | -92 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 29.95% | 31.26% | 29.61% | 29.83% | 29.77% | 28.80% | 27.49% | 26.91% | -291 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |